Terminals

Secure, Reliable Terminals for Every Transaction, Equip your business with state-of-the-art payment terminals that offer speed, security, and the flexibility to accept any payment method your customers prefer.

Trusted by Industry Leaders

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Choose the Right Terminal

Perfect Terminals for your Checkout Environment

VL100 The Ultimate Countertop Solution

Advanced POS with dual screens, versatile payments, inventory management, and customization for streamlined operations and enhanced customer experiences.

VL300 The trusted PIN Pad Payment Solution

Effortlessly accept payments with the VL300, a reliable, go-to solution for effortless payments, designed to empower growing businesses.

VL500 The Pay at the Table POS

Embrace innovation and expansion with the VL500, a cutting-edge, visionary payment solution poised for enterprises shaping the future.

VL110 The Portable Wireless POS Solution

Empower your growing enterprise with the VL110 POS terminal, delivering unmatched convenience right at your fingertips.

VL100 Pro Economically Efficient POS Solution

With the VL100 Pro, businesses can now leverage the latest in POS technology to streamline their operations and enhance customer experience, all within a budget-friendly framework.

VP800 The Ultimate All-in-One POS Solution

The future is here with the all-in-one point-of-sale solution, the VP800. The dual touchscreens make it easy to speed up transactions and improve the customer experience.

VL100 The Innovative Counter Top Solution

Experience the future of payments with VP100, the innovative countertop solution featuring a user-friendly display and cutting-edge features.

VP300 The Perfect Partner for Your Payment Device

Optimize your payment operations using the VP300, a high-performance, all-inclusive solution with a competitive edge.

VP550 The Advanced Android iPos Solution

The VP550 leverages all the advantages of Android, delivering familiar smartphone-like features that optimize the customer experience and enable merchants to upgrade and expand their businesses.

RCKT Mobile POS

The RCKT is a secure and convenient mobile payment solution. This perfect mini portable payment device accepts EMV and fits in your pocket.

Valor Pay Mobile App

The ValorPay application enables merchants to access real-time transaction data from their stores, manage and update customer information, process manual key-in credit card transactions, and more.

Valor Pay Ecommerce

Connecting consumers to products through streamlined e-commerce. Anytime, anywhere. Use embedded payments and hosted payment pages to enhance your platform’s capabilities.

How it works

How We Eliminate Your Processing Fees

in 3 Simple Steps

Step 1 : Free Consultation

We analyze your business to recommend the perfect fee-elimination program—Dual Pricing, Cash Discount, or Surcharging—for your specific needs.

Step 2 : Expert Setup

We expertly configure your program on a FREE Clover POS system, handle all compliance signage, and train your team for a seamless transition.

Step 3 : Start Saving

Begin accepting payments immediately and watch your processing fees disappear. It's that simple.

Offer customers the choice between a lower cash price and a standard card price right on the menu or price tag. This transparent approach builds trust and empowers your customers, all while offsetting your processing fees. It's the perfect solution for retail and restaurants seeking ultimate clarity at checkout. Learn More

Reward your customers for paying with cash. This simple and popular program involves a small service fee on all items, with an automatic discount applied at checkout for cash payments. It's a customer-friendly way to eliminate nearly all your processing fees with minimal change to your operations. Learn More

Accept Payments Anywhere, Anytime with MOTO & Virtual Terminals. In today's flexible business environment, you need the ability to accept payments even when your customer and their card aren't physically present. Circle Processing empowers you with secure Mail Order/Telephone Order (MOTO) processing solutions. Using a powerful virtual terminal, you can turn any computer or internet-connected device into a secure payment processing station, allowing you to serve a wider customer base and never miss a sale. Learn More

Every business needs capital to grow, whether it's for purchasing new inventory, upgrading equipment, or launching a marketing campaign. At Circle Processing, we do more than just process your payments—we invest in your success. Through our Business Capital program, we offer fast, flexible funding solutions like Merchant Cash Advances (MCAs) designed to help you seize opportunities without the hurdles of a traditional bank loan. Learn More

Directly recoup the high cost of accepting credit cards. A surcharging program adds a small, compliant fee to credit card transactions, allowing you to recover your processing expenses. Ideal for B2B or large-ticket businesses, we handle all the complex compliance rules so you can save with confidence. Learn More

Circle Processing makes transactions more accessible and secure for merchants by providing a safe and compliant way to store and access customer card information. Learn More

"Choosing the right Hardware or POS System is Essential for your Business Growth"

Why Choose Us

 More Than a Processor. We're Your Profitability Partner.

Transparent Pricing
Instant Cashout
Safe & Secure
Fully Encrypted

Clients' Voices

Testimonials from our satisfied clients.

John Clark

"Switching to Circle Processing's cash discount program was the best financial decision we made all year. We've saved over $8,000 in fees and our customers love the cash discount option."

Elizabeth Johnson

"I highly recommend Circle Processing for their professionalism and expertise. They helped me navigate complex things with ease."

Michael Wim

"The transition to Circle Processing has saved us thousands of dollars per month in processing fees! Their Cash Discount program was incredibly easy to set up on our new Clover Flex terminals. Our servers can now take payments right at the table, the discount is applied automatically, and our bottom line has never been healthier. "

Why Circle Processing?

Frequently Asked Questions

Clear answers to help you make confident financial decisions.

Q: What is the main difference between Dual Pricing, Cash Discount, and Surcharging?

The main difference is how the price is presented to the customer. Dual Pricing shows two prices upfront (e.g., $10 cash / $10.40 card). A Cash Discount shows one higher price and automatically applies a discount if the customer pays with cash. Surcharging shows one price and adds a fee at the end only for credit card transactions. Our experts can help you choose the best fit for your business.

Q: Are these fee-elimination programs legal?

Yes. Cash Discount and Dual Pricing programs are legal in all 50 states when implemented correctly with transparent signage, which we provide. Credit card surcharging is also legal in most states, but is prohibited in a few, such as Connecticut and Massachusetts. We are compliance experts and will ensure your business always operates within the rules.

Q: Which Clover device is right for my business?

It depends on your needs. The Clover Station Duo is perfect for high-volume countertops with its dual screens. The Clover Flex is a powerful handheld device ideal for restaurants and mobile payments. The Clover Mini is a compact, all-in-one solution for smaller spaces. We can help you select the perfect hardware during your free consultation.

Q: What makes Circle Processing different from other Clover resellers?

Our focus is on being your profitability partner, not just a hardware vendor. Our core expertise is in the complex, compliant implementation of fee-elimination programs. We combine that with transparent pricing, no long-term contracts, and dedicated, 24/7 U.S.-based support to help your business thrive.

Get Started

Want to work with us?

Let’s create a personalized financial plan that puts your goals within reach — starting today.

1 (800) 229 - 8159

1 Old Country Rd Suite 483, Carle Place, NY 11514

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