The All-in-one pOS systems to run your entire business
Go Beyond payments with a powerful, intuitive Point-of-Sale system that integrates sales, inventory, customer management, and analytics into a single, streamlined platform.
Trusted by Industry Leaders
"Choosing the right Hardware or POS System is Essential for your Business Growth"
Valor Pay
Real-Time Transactions, Signature Capture, Virtual Terminal, Email & SMS Invoicing.
The ValorPay application allows merchants to access real-time transaction data from their stores, efficiently manage and update customer information, complete manual key-in credit card transactions, and perform a variety of other tasks to enhance their business operations.
SuperSonic POS
It enhances your business by preventing theft and offering flexible, remote management. Attract customers with promotions, and future-proof your business with e-commerce, loyalty programs, and contactless payments using the world-leading SuperSonic POS, powered by Petro Outlet.
Figure POS
It is a cloud-based system that simplifies business management with support for various payment methods, robust reporting, and remote access. It offers customizable settings, customer profiling, and employee management tools, ideal for small to medium-sized businesses.
On the Fly POS
The On The Fly POS system offers a flexible, cloud-based point-of-sale solution designed for quick, real-time transactions. It supports mobile payments, inventory management, and detailed reporting to streamline business operations anywhere.
Clover Station Duo
Advanced POS with dual screens, versatile payments, inventory management, and customization for streamlined operations and enhanced customer experiences.
Clover Station Solo
All-in-one POS with 14-inch touchscreen, versatile payments, inventory management, analytics, and third-party app integration for secure transactions and streamlined operations with 24/7 support.
Clover Flex
Handheld POS system supports diverse payments, ideal for mobile businesses. Features inventory management, customer engagement, real-time reporting, and secure encryption with 24/7 support.
Clover Go
Advanced Mobile POS for on-the-go businesses, accepts various payments via smartphone/tablet. Compact card reader, real-time reporting, and Clover integration for versatility.
Clover Mini
Compact POS for streamlined countertop transactions, versatile payments, and efficient operations in small businesses.
Touch Bistro POS
Tailored POS for restaurants, streamlining operations with tableside ordering, customizable menus, and real-time reporting. Cloud-based for access anywhere, optimizing workflow and enhancing customer experience.
PP Serve POS
PPServe offers a comprehensive POS system with inventory management, sales analytics, employee and customer management, supporting various payment methods for streamlined transactions and enhanced customer experiences.
R Power POS
Tailored POS for restaurants/hospitality, streamlining operations
with order management, inventory tracking, and customizable
features for modernization.
How it works
How We Eliminate Your Processing Fees
in 3 Simple Steps
Step 1 : Free Consultation
We analyze your business to recommend the perfect fee-elimination program—Dual Pricing, Cash Discount, or Surcharging—for your specific needs.
Step 2 : Expert Setup
We expertly configure your program on a FREE Clover POS system, handle all compliance signage, and train your team for a seamless transition.
Step 3 : Start Saving
Begin accepting payments immediately and watch your processing fees disappear. It's that simple.
Offer customers the choice between a lower cash price and a standard card price right on the menu or price tag. This transparent approach builds trust and empowers your customers, all while offsetting your processing fees. It's the perfect solution for retail and restaurants seeking ultimate clarity at checkout. Learn More
Reward your customers for paying with cash. This simple and popular program involves a small service fee on all items, with an automatic discount applied at checkout for cash payments. It's a customer-friendly way to eliminate nearly all your processing fees with minimal change to your operations. Learn More
Accept Payments Anywhere, Anytime with MOTO & Virtual Terminals. In today's flexible business environment, you need the ability to accept payments even when your customer and their card aren't physically present. Circle Processing empowers you with secure Mail Order/Telephone Order (MOTO) processing solutions. Using a powerful virtual terminal, you can turn any computer or internet-connected device into a secure payment processing station, allowing you to serve a wider customer base and never miss a sale. Learn More
Every business needs capital to grow, whether it's for purchasing new inventory, upgrading equipment, or launching a marketing campaign. At Circle Processing, we do more than just process your payments—we invest in your success. Through our Business Capital program, we offer fast, flexible funding solutions like Merchant Cash Advances (MCAs) designed to help you seize opportunities without the hurdles of a traditional bank loan. Learn More
Directly recoup the high cost of accepting credit cards. A surcharging program adds a small, compliant fee to credit card transactions, allowing you to recover your processing expenses. Ideal for B2B or large-ticket businesses, we handle all the complex compliance rules so you can save with confidence. Learn More
Circle Processing makes transactions more accessible and secure for merchants by providing a safe and compliant way to store and access customer card information. Learn More
Why Choose Us
More Than a Processor. We're Your Profitability Partner.
Transparent Pricing
Instant Cashout
Safe & Secure
Fully Encrypted
Clients' Voices
Testimonials from our satisfied clients.
John Clark
"Switching to Circle Processing's cash discount program was the best financial decision we made all year. We've saved over $8,000 in fees and our customers love the cash discount option."
Elizabeth Johnson
"I highly recommend Circle Processing for their professionalism and expertise. They helped me navigate complex things with ease."
Michael Wim
"The transition to Circle Processing has saved us thousands of dollars per month in processing fees! Their Cash Discount program was incredibly easy to set up on our new Clover Flex terminals. Our servers can now take payments right at the table, the discount is applied automatically, and our bottom line has never been healthier. "
Why Circle Processing?
Frequently Asked Questions
Clear answers to help you make confident financial decisions.
Q: What is the main difference between Dual Pricing, Cash Discount, and Surcharging?
The main difference is how the price is presented to the customer. Dual Pricing shows two prices upfront (e.g., $10 cash / $10.40 card). A Cash Discount shows one higher price and automatically applies a discount if the customer pays with cash. Surcharging shows one price and adds a fee at the end only for credit card transactions. Our experts can help you choose the best fit for your business.
Q: Are these fee-elimination programs legal?
Yes. Cash Discount and Dual Pricing programs are legal in all 50 states when implemented correctly with transparent signage, which we provide. Credit card surcharging is also legal in most states, but is prohibited in a few, such as Connecticut and Massachusetts. We are compliance experts and will ensure your business always operates within the rules.
Q: Which Clover device is right for my business?
It depends on your needs. The Clover Station Duo is perfect for high-volume countertops with its dual screens. The Clover Flex is a powerful handheld device ideal for restaurants and mobile payments. The Clover Mini is a compact, all-in-one solution for smaller spaces. We can help you select the perfect hardware during your free consultation.
Q: What makes Circle Processing different from other Clover resellers?
Our focus is on being your profitability partner, not just a hardware vendor. Our core expertise is in the complex, compliant implementation of fee-elimination programs. We combine that with transparent pricing, no long-term contracts, and dedicated, 24/7 U.S.-based support to help your business thrive.
Get Started
Want to work with us?
Let’s create a personalized financial plan that puts your goals within reach — starting today.
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