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Empowering Your Business with Smarter Payment Solutions

Discover how Circle Processing can transform your payment experience. We offer advanced programs like our Payment Choice Pricing and Credit Card Surcharging, tailored to help businesses effectively manage transaction costs while maintaining full transparency and compliance. Beyond cost savings, we prioritize secure processing and dedicated support, ensuring your peace of mind.

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Dual Pricing

Old Cash Discounts

Our standard pricing reflects a discount for cash payments. For transactions completed using a non-cash method, a service adjustment fee will be applied to the overall amount, and this will be itemized on the customer's receipt. This method allows us to offset various payment processing expenses.

Dual Pricing

New Dual Pricing

Our approach involves setting separate prices for cash versus non-cash transactions, allowing for efficient management of associated costs and adherence to all transparency standards. Customers will observe the specific pricing for both payment types before completing their purchase. All relevant discounts or additions pertaining to the payment method will be clearly shown on the transaction receipt.

Accountability

Security Services

Circle Processing makes transactions more accessible and secure by Robust encryption and advanced security measures ensure your payment data remains safe from unauthorized access, providing peace of mind. These technologies protect the confidentiality, integrity, and privacy of your financial information during transactions. Implement measures to block international card transactions to protect against unauthorized foreign purchases. Additionally, enhance security protocols to prevent card phishing attempts, safeguarding customer information from fraudulent schemes.

Circle Processing

Credit Card Surcharging

For many businesses, the high cost of accepting premium rewards credit cards can significantly impact profitability. A compliant Surcharging program is a powerful tool that allows you to recover these costs directly. Surcharging is the practice of adding a small fee specifically to credit card transactions to cover your cost of acceptance. At Circle Processing, we are compliance experts who can implement a surcharging program that is effective, transparent, and strictly follows all card brand and state regulations.

Why Circle Processing?

Frequently Asked Questions

Clear answers to help you make confident financial decisions.

Q: What is the main difference between Dual Pricing, Cash Discount, and Surcharging?

The main difference is how the price is presented to the customer. Dual Pricing shows two prices upfront (e.g., $10 cash / $10.40 card). A Cash Discount shows one higher price and automatically applies a discount if the customer pays with cash. Surcharging shows one price and adds a fee at the end only for credit card transactions. Our experts can help you choose the best fit for your business.

Q: Are these fee-elimination programs legal?

Yes. Cash Discount and Dual Pricing programs are legal in all 50 states when implemented correctly with transparent signage, which we provide. Credit card surcharging is also legal in most states, but is prohibited in a few, such as Connecticut and Massachusetts. We are compliance experts and will ensure your business always operates within the rules.

Q: Which Clover device is right for my business?

It depends on your needs. The Clover Station Duo is perfect for high-volume countertops with its dual screens. The Clover Flex is a powerful handheld device ideal for restaurants and mobile payments. The Clover Mini is a compact, all-in-one solution for smaller spaces. We can help you select the perfect hardware during your free consultation.

Q: What makes Circle Processing different from other Clover resellers?

Our focus is on being your profitability partner, not just a hardware vendor. Our core expertise is in the complex, compliant implementation of fee-elimination programs. We combine that with transparent pricing, no long-term contracts, and dedicated, 24/7 U.S.-based support to help your business thrive.