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Why Circle Processing?

Frequently Asked Questions

Clear answers to help you make confident financial decisions.

Q: What is the main difference between Dual Pricing, Cash Discount, and Surcharging?

The main difference is how the price is presented to the customer. Dual Pricing shows two prices upfront (e.g., $10 cash / $10.40 card). A Cash Discount shows one higher price and automatically applies a discount if the customer pays with cash. Surcharging shows one price and adds a fee at the end only for credit card transactions. Our experts can help you choose the best fit for your business.

Q: Are these fee-elimination programs legal?

Yes. Cash Discount and Dual Pricing programs are legal in all 50 states when implemented correctly with transparent signage, which we provide. Credit card surcharging is also legal in most states, but is prohibited in a few, such as Connecticut and Massachusetts. We are compliance experts and will ensure your business always operates within the rules.

Q: Which Clover device is right for my business?

It depends on your needs. The Clover Station Duo is perfect for high-volume countertops with its dual screens. The Clover Flex is a powerful handheld device ideal for restaurants and mobile payments. The Clover Mini is a compact, all-in-one solution for smaller spaces. We can help you select the perfect hardware during your free consultation.

Q: What makes Circle Processing different from other Clover resellers?

Our focus is on being your profitability partner, not just a hardware vendor. Our core expertise is in the complex, compliant implementation of fee-elimination programs. We combine that with transparent pricing, no long-term contracts, and dedicated, 24/7 U.S.-based support to help your business thrive.

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Let’s create a personalized financial plan that puts your goals within reach — starting today.

1 (800) 229 - 8159

1 Old Country Rd Suite 483, Carle Place, NY 11514

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