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Accept payments online with Virtual Terminal

Don’t have a Clover® device or away from it and don’t want to miss a sale? Clover Virtual Terminal gives you the flexibility and convenience of processing payments – and, refunds – wherever you happen to be. Log into your Clover Web Dashboard from a smartphone, tablet, or computer and you’re ready for business anytime, anywhere.

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Virtual Terminal Comes Pre-Loaded On Your Dashboard

Already a Clover merchant? Simply log into your Clover Web Dashboard to fire up your virtual point of sale terminal and request or take payments.

Business benefits of using Virtual Terminal

Enables all merchants:
Any business can use Virtual Terminal to securely process credit cards – from restaurants and retailers to services businesses who take payments over-the-phone or by mail.
Helps avoid payment disruptions:
Technical difficulties happen. Using a Virtual POS Terminal gives your business a backup plan in case your normal payment system is interrupted.
Supports PCI compliance: Customers trust you with their payment data. Our Virtual Terminal credit card processing solution can help shield this payment information from fraud and abuse.
Syncs seamlessly:
All Virtual Terminal payment processing transactions sync with your Clover POS devices to help ensure all sales are tracked in one place.

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Circle Processing

Run Your Buisness From Anywhere

Process credit and debit card payments effortlessly from any device – be it a computer, tablet, or smartphone. Easily request and receive customer payments online via email, accommodating all incoming transactions whether in-store, by mail, telephone, or invoice. Streamline operations by sending digital receipts and tracking all activity from a unified dashboard. For added convenience and efficiency, securely store regular customer card information, while robust fraud protection, including Address Verification Service (AVS) and Card Verification Value (CVV), ensures every transaction is secure.

Why Circle Processing?

Frequently Asked Questions

Clear answers to help you make confident financial decisions.

Q: What is the main difference between Dual Pricing, Cash Discount, and Surcharging?

The main difference is how the price is presented to the customer. Dual Pricing shows two prices upfront (e.g., $10 cash / $10.40 card). A Cash Discount shows one higher price and automatically applies a discount if the customer pays with cash. Surcharging shows one price and adds a fee at the end only for credit card transactions. Our experts can help you choose the best fit for your business.

Q: Are these fee-elimination programs legal?

Yes. Cash Discount and Dual Pricing programs are legal in all 50 states when implemented correctly with transparent signage, which we provide. Credit card surcharging is also legal in most states, but is prohibited in a few, such as Connecticut and Massachusetts. We are compliance experts and will ensure your business always operates within the rules.

Q: Which Clover device is right for my business?

It depends on your needs. The Clover Station Duo is perfect for high-volume countertops with its dual screens. The Clover Flex is a powerful handheld device ideal for restaurants and mobile payments. The Clover Mini is a compact, all-in-one solution for smaller spaces. We can help you select the perfect hardware during your free consultation.

Q: What makes Circle Processing different from other Clover resellers?

Our focus is on being your profitability partner, not just a hardware vendor. Our core expertise is in the complex, compliant implementation of fee-elimination programs. We combine that with transparent pricing, no long-term contracts, and dedicated, 24/7 U.S.-based support to help your business thrive.